Designing legacies
that outlive wealth.
A private legacy office for families and founders. Most people create wealth. Few create a legacy — Somen Paul architects the difference.
Most people create wealth.
Few create a legacy.
Wealth is what you accumulate in your lifetime. Legacy is what continues after it. One is a portfolio decision. The other is an architectural one.
The Family Legacy BlueprintTM
Six conversations every successful family should have. Enter where you stand today. Your Legacy Score is calculated live from these numbers.
Family Continuity
Nine calculators. One clear picture.
Human Life Value
The present value of your future earning years. This is the coverage your family truly needs.
- Earning years left
- 22 yrs
- Current income
- ₹24.00 L
- Growth assumed
- 8% p.a.
- Lifetime earnings
- ₹13.31 Cr
Read. Reflect. Rebuild.
What Is Human Life Value?
The one number every earning parent should know — and most never calculate.
Why Income Is Not Wealth
The quiet trap of high income and low net worth.
The 9 Non-Negotiable Financial Goals
The blueprint every Indian family should build on.
The Cost Of Delaying Retirement Planning
Five years lost is not five years — it's half your corpus.
How Inflation Destroys Wealth
The silent tax that punishes savers and rewards planners.
Inflation In India 2000–2025: The Index, The Damage
A year-by-year CPI index rebased to 2000 — and what ₹100 actually buys today.
India Market Crash History: What ₹1 Crore Would Have Looked Like
Every major crash of the last three decades — and why the investor who stayed put still won.
Legacy Planning For Indian Families
Wills, nominations, HUF, trusts — how they actually work together.
MWPA Act Explained
The protection every married man in India should know about.
Business Continuity Planning
What happens to your company if you don't walk in tomorrow?
Doctors Financial Planning Guide
Late starts, high income, thin protection. A practical playbook.
NRI Legacy Planning Guide
Repatriation, taxation, cross-border succession — done right.
Asset Allocation Across Life Stages
Why the right mix matters more than the right fund.
Health Insurance Done Right
Base plus super top-up — the two-layer defence for Indian families.
Old vs New Tax Regime
The decision that quietly reshapes every long-term financial plan.
The Behaviour Gap
Why the average investor earns less than the average fund.
From supporting a family
to architecting them.
Somen's work didn't begin in a boardroom. It began at home — carrying family responsibility early in life, and learning first-hand what happens when income has no plan behind it.
Eighteen-plus years later, that same instinct is disciplined by deep expertise in corporate finance, compliance, risk management and financial planning.
The mission is simple — move families from financial uncertainty to financial clarity, and from clarity to legacy.
One number.
Six honest conversations.
Your Legacy Score updates live as you edit the six missions above. It's a weighted average of where you are today versus where your family needs you to be.
Write to us.
A conversation begins here.
No calendars. Share a few lines about your family and what you'd like to solve for. Somen personally reads every note and responds within 24 hours.
Tap below to write a note right here — enter your email and message, and it'll reach Somen directly.